Description
STATE BANK OF INDIA SCALE-I DEPARTMENTAL EXAM GA RBI CIRCULAR FINANCE BANKING CBT
| POST | CRITERIA |
|
Bank Scale-I From Clerk |
As per the general trend, the eligibility for bank Scale -I is 3 years of experience & if you have already cleared JAIIB and CAIIB exams, you get 1 year of seniority for passing the JAIIB as well as for the CAIIB (i.e 2 Years if you have cleared both JAIIB and CAIIB)
Note: Having the JAIIB & CAIIB Certificate can get you a seniority of 1 year each in the promotion process. Thus, you can write the exams 1 year earlier (if you only have JAIIB) or 2 years earlier (if you have JAIIB as well as CAIIB) from the required experience in the given Scale for your post-promotion.
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Important Topic |
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| RBI Circular |
NI act 1881
|
TYPE OF CUSTOMERS
|
Negotiable Instrument Act
|
crossing of cheque
|
Legal aspects of banking |
Foreign Exchange
|
General & Practical Banking
|
Documentation
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| Break Evan Analysis |
Balance Sheet Analysis
|
Securitization and Reconstruction of Financial Assets & Enforcement of security Interest Act 2002
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Non-Performing Advaces
|
INCO Terms ,UCP-600 and Letter Of Credits
|
Loans under Central Govt. Sponsored Scheme |
Loan & Advaes
|
Letter of Credit
|
NPA Concepts |
Foreign Exchange Basics
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Foreign Currency Accounts of Customers |
Provisioning on NPA accounts |
Remittance and LRS
|
Electronic Payments
|
Willful Defaulters Sale of NPA, CERSAI , ARC |
IT Questions |
KYC Guidelines |
Restructuring of Loan Accounts Corporate Debt Restructuring |
Misc Customer Issues Banker-Customer Relationship |
Consumer Protection Act |
Balance Sheet Concepts and Classification OF Assets & Liabilites |
Nominations |
OMBUDSMAN |
Ratio Calculation –Liquidity Ratios |
Locker |
Fraud Reporting |
Ratio Calculation – Leverage Ratio Turnover Ratios |
TDS provisions |
Bank Notes |
Ratio Calculation – Profitability Ratios & Coverage Ratio |
Indian Currency/Bank Notes |
PAN and Statement Of Financial Transactions |
Ratio Calculation –Case Study |
INSURANCE AND PENSION SCHEMES |
Minor |
Customer Service Issues |
Companies |
Partnership |
Computer Literacy & Computer Knowledge |
Loan Policy |
HUF |
Other Priority sector loans |
Working capital limits |
Joint Accounts |
Lending Targets |
Types of loan securities and charges on loan securities |
Exposure Norms |
Micro ,Small & Medium Enterprises |
Documentation Stamp Duty Payment and Limitation Of Loan Documents |
Priority Sector |
Agriculture Loans within Priority Sector |
