Description
INDIAN OVERSES BANK SCALE-IV DEPARTMENTAL EXAM GENERAL BANKING SET
Promotion from Middle Management Grade Scale III to Senior Management Grade Scale IV:
An officer will be eligible to participate in the Promotion process from MMG Scale III to SMG Scale IV under Written Test Channel and Normal channel as per the following table:
| Criterion ► Promotion process channel ▼ | Minim um years of service in preceding scale | CAIIB Qualification on | Minimum Rural/Semi Urban Stint | Performance | Computer Literacy & Computer Knowledge Test(CLCKT) | Relaxation in minimum years of services in preceding scale, if any |
| Written Test Channel | 3 years | Mandatory | Min. 2 years Rural and Min. 1 years of SU stint OR 3 years Rural stint | Minimum 75% in FY 2022 and grade “B” or above in FY 2023 & FY2024 | CLCKT to be qualified | Not applicable |
| Normal Channel | 5 years | Not mandatory | Min. 2 years Rural and Min. 1 years of SU stint OR 3 years Rural stint | Minimum 60% in FY 2022 and grade “B” or above in FY 2023 & FY2024. | CLCKT to be qualified | 1 year for CAIIB qualified candidates |
An Officer must be qualified in an examination to test the proficiency in Computer Literacy & Computer Knowledge (CLCK).The Minimum qualifying marks in CLCK is 50%. However, those officers who have already qualified in the test on Computer Literacy & Computer Knowledge Test in earlier examination / process need not appear again.
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Important Topic |
General Banking, KYC, Legal Issues, Systems & Procedures in our Bank |
| CBS & Computer Awareness, Computer Security | |
| Product & Services of the Bank Associates & Subsidiaries, Other Banks, Alternate Channel & IT Products, Financial Inclusion | |
| Latest Financial Results, Performance Indicators of the Bank, Productivity & Profitability related concerns of the Bank | |
| Objective type Question on Practical Problems in general banking | |
| General Awareness | |
| Organizational structure and policy guidelines of the bank | |
| Digital Banking and etc. Forex, Treasury & International Banking, SME | |
| Legal aspects, Govt. Sponsored Schemes, NPA & Recovery, Digital Banking & Technology, CASA Deposits, |
