BANK PROMOTION EXAM SYLLABUS

Bank Promotion Exams 2024 are conducted by the Institute of Banking Personnel Selection or IBPS (a govt. owned personnel recruitment agency). 

These exams are actually conducted for various Public Sector Banks (PSBs) as well as Rural Sector Banks (RRBs) like SBI, Associate Banks of SBI, Reserve Bank of India, National Bank for Rural & Agriculture Development, Small Industries Development Bank of India, few co-operative Banks, LIC & some insurance companies who the members of IBPS.

Because promotions are sought after by most banking personnel, bankers usually go for the merit channel instead of waiting it out (seniority). By getting good scores in BANK PROMOTION EXAMS, one can easily ace up the scales very quickly.

These Exams are conducted for the various posts in Banks for the position of Bank Clerks, Probationary Officers (PO), Specialist Officers (SO), Office Assistants (SCALE-I), Assistant Managers (SCALE-II) & Managers (SCALE-III), Chief Managers (SCALE-IV), Assistant General Manager (SCALE-V), etc.

ELIGIBILITY for BANK PROMOTIONS

POSTCRITERIA
Bank Clerk to OfficerAs per the general trend, the eligibility for bank clerical to officer scale – 1 is 2-3 years of experience & if you have already cleared JAIIB and CAIIB exams, you get 1 year of seniority for passing the JAIIB as well as for the CAIIB (i.e 2 Years if you have cleared both JAIIB and CAIIB)

In the case of RRBs – Regional Rural Banks this eligibility criteria is more i.e. from 4-6 years.

 

RRB – Regional Rural Banks Promotions’ CRITERIA for BANK PROMOTION EXAMS 2024:

POSTCRITERIA
Officer Scale-I to Officer Scale-II (General Banking Officer (Manager))Generally, an officer with experience of 4 to 6 years in a Bank/ Financial Institution is eligible for the promotion to Scale-II Officer.
Officer Scale-II Specialist Officers (Manager)Information Technology Officer: 

Officer (Scale-I [IT Officer]) after 1 year of experience as one is eligible to get promotions to IT Manager (Scale-II).

Chartered Accountant:

An Associate Member of the Institute of Chartered Accountants of India with 1 year of experience as CA

Law Officer:

An officer in a bank or financial institution with 2 years of experience as Officer Scale-I is eligible to be promoted to Scale-II Officer (Manager).

Treasury Manager:

Chartered Accountant/MBA working as Scale-I Officer (Finance) for 1 year in Bank can level up to Scale-II.

Marketing Officer:

A Marketing Officer (Scale-I) having 1 year of work experience in the Bank can scale up to Officer (Scale-II)

Agricultural Officer:

A Banker of Officer cadre (Scale-I) is eligible for promotion to Scale-II Officer after 1 year of work experience as Scale-I Officer

Officer Scale-III (Senior Manager)If you have had an experience of 4-6 years of experience as a Scale II Officer in Bank or Financial Institution you are eligible to get promoted to Scale-III
Officer Scale-IV (Chief Manager)Having had the experience of 4-6 years of experience as a Scale III Officer in a Bank or Financial Institution you are eligible to get promoted to Scale-IV Officer
Officer Scale-V (Assistant General Manager)If you have worked as Scale IV Officer for 4-6 years in Bank or Financial Institution you are eligible for the promotion to Officer Cadre of Scale-V.

Note: Having the JAIIB & CAIIB Certificate can get you a seniority of 1 year each in the promotion process. Thus, you can write the exams 1 year earlier (if you only have JAIIB) or 2 years earlier (if you have JAIIB as well as CAIIB) from the required experience in the given Scale for your post-promotion.

BANK PROMOTIONS EXAM PATTERN OF DIFFERENT BANKS: SBI | PNB | BOI | CANARA | INDIAN BANK | CBI | BOB | PSB 

SBI PROMOTION EXAMS (CLERK to OFFICER):

No.PARTICULARSNo. of Que.Marks
1General Banking, KYC, Legal Issues, Systems & Procedures in our Bank5025
2CBS & Computer Awareness, Computer Security2015
3Product & Services of the Bank Associates & Subsidiaries, Other Banks, Alternate Channel & IT Products, Financial Inclusion3015
4Latest Financial Results, Performance Indicators of the Bank, Productivity & Profitability related concerns of the Bank105
5Objective type Question on Practical Problems in general banking1020
6General Awareness 1010
7Organizational structure and policy guidelines of the bank1010
 TIME DURATION: 150 MINUTES140100

BANK PROMOTIONS EXAM PATTERN OF DIFFERENT BANKS: SBI | PNB | BOI | CANARA | INDIAN BANK | CBI | BOB | PSB 

SBI PROMOTION EXAMS (CLERK to OFFICER):

No.PARTICULARSNo. of Que.Marks
1General Banking, KYC, Legal Issues, Systems & Procedures in our Bank5025
2CBS & Computer Awareness, Computer Security2015
3Product & Services of the Bank Associates & Subsidiaries, Other Banks, Alternate Channel & IT Products, Financial Inclusion3015
4Latest Financial Results, Performance Indicators of the Bank, Productivity & Profitability related concerns of the Bank105
5Objective type Question on Practical Problems in general banking1020
6General Awareness 1010
7Organizational structure and policy guidelines of the bank1010
 TIME DURATION: 150 MINUTES140100

SBI PROMOTIONS EXAMS 2024 (SCALE I to SCALE II):

No.PARTICULARSNo. of Que.Marks
1.Product Features: Deposit/Liability Product2010
2Product Features: Advances/Asset Product2010
3IT Channels, Payment Solutions, Transaction Products Etc & Other New Initiatives105
4Systems & Procedures in Branches & CPC (Both System & Manual), Organisational Structure and Questions Related to HR Area2010
5Forex, Treasury & International Banking52.5
6Govt. Business, Cross-Selling Products, Financial Inclusion157.5
7Laws Related to Bank157.5
8Macroeconomic Environment, General Awareness105
9Pre-Sanction, Post-Sanction Process & NPA Management in Loans and Advances157.5
10English Language (Comprehension)2010
 Total Marks15075

SBI PROMOTIONS EXAMS (SCALE II to SCALE III) 2024:

No.PARTICULARS 

(Objective Type Questions)

No. of Que.Marks
1.Product Features: Deposit/Liability Product2010
2Product Features: Advances/Asset Product2010
3IT Channels, Payment Solutions, Transaction Products Etc & Other New Initiatives105
4Systems & Procedures in Branches & CPC (Both System & Manual), Organisational Structure and Questions Related to HR Area2010
5Forex, Treasury & International Banking52.5
6Govt. Business, Cross-Selling Products, Financial Inclusion157.5
7Laws Related to Bank157.5
8Macroeconomic Environment, General Awareness105
9Pre-Sanction, Post-Sanction Process & NPA Management in Loans and Advances157.5
10English Language Comprehension2010
 TIME DURATION: 100 MINUTES15075

PNB PROMOTION EXAMS 2024

Oriental Bank of Commerce & Union Bank of India has been merged with Punjab National Bank, so even for this time it’s very much expected that the vacancies that will be announced for 2024 will be quite large in number. So, if as a banker, you are still to decide whether you want to write the upcoming exams or not you should decide soon.

You can surely take an overview by looking at the exam pattern for the PNB Officer Scale-I Exam.

READ ALSO: BANK PROMOTIONS EXAM STUDY MATERIAL

PNB EXAM PATTERN | PNB PROMOTION EXAMS (CLERK to OFFICER SCALE-I):

PAPERPARTICULARSMarks
I.Knowledge of Banking (including Circulars, General Banking, Banking Products & Govt. Yojanas etc.)100
Customer Service
Priority Sector
Practice & Law of Banking
II.Economics100
Accounting
General Knowledge
 MAXIMUM MARKS200

 

CANARA BANK EXAMS 2024

Again, as SYNDICATE BANK got merged with Canara Bank in April 2020, making it to be the fourth largest state Bank (by assets) so the no. of vacancies expected for the coming year is expected to be larger in number. We suggest that you write the upcoming exams. You can take a look at the pattern for the Scale-I exams given below:

CANARA BANK PROMOTION EXAM (CLERK to OFFICER [SCALE-I]):

No.PARTICULARSNo. of Que.Marks
1.Legal aspects and Banking Law & Practice20-30100
2KYC/AML6-10
3CASA Deposits10-12
4Term Deposits6-8
5General Advances10-20
6Balance Sheet Advances3-5
7Priority Sector Lending Guidelines5-10
8Agriculture6-10
9SME6-10
10Govt. Sponsored Schemes5-8
11Retail Lending Schemes6-10
12NPA & Recovery10-12
13Financial Inclusion3-6
14Foreign Exchange10-15
15Digital Banking & Technology10-15
16General Banking15-20
17Staff matters & Official Language2-5
18Statements & returns2-3
19Latest in Banking/Current Banking/Indian Economy10-12
20ENGLISH20

 

INDIAN BANK (CLERK to OFFICER [SCALE-I]) (broadly covers) 2024:

As you saw the merger of ALLAHABAD BANK with INDIAN BANK in April 2020, shifting the Indian Bank from its previous position of ninth to seventh in India you can imagine the no. of posts that will be available for internal promotions. Take a look at the Exam pattern for Indian Bank that is given below to get an overview of the Syllabus coverage:

No.PARTICULARS
1Principles and Practices of Banking
2Circulars
3Legal aspects
4New updates & developments
5Govt Yojana
6Digital Banking and etc

 

SYLLABUS OF INDIAN BANK (CLERK to OFFICER [SCALE-I]) EXAM 2024

Under this we have defined the paper pattern of Indian bank from clerk to officer (Scale I ) in 2024:

SR. NO.PAPERS
1.English
2.Practical Banking:

General Banking

Real-Time Question

Circular + Bank Internal

3.CBS

 

INDIAN OVERSEAS BANK (IOB) (CLERK to OFFICER [SCALE-I]) 2024:

No.PARTICULARS
I.General Banking
 1.       Principles and Practices of Banking
 2.       Banking Products
 3.       Legal aspects
 4.       Finacle Menu
 5.       Govt Yojanas
 6.       Digital Banking and etc.
 7.       Forex Account
 8.       Financial Data
 9.       Internal Circulars
 10.   New updates & developments
II.English

 

BANK OF INDIA (CLERK to OFFICER [SCALE-I]) 2024:

No.PARTICULARSNo. of Que.
1BOI (Know Your Bank)7-8
2BOI Financial Position5-6
3HRMS/Star-desk6-8
4Hindi Official Language3-4
5Finacle Menu3-4
6RBI & Other Institution6-8
7MMS or Outlook5-6
8Vijeta & Sandipini84-90

 

CENTRAL BANK OF INDIA BANK PROMOTION EXAMS 2024 (CLERK to OFFICER [SCALE-I]):

No.PARTICULARSMarks
I.Banking i.e Banking Law & Practice75
 1.     Deposits- CBI Bank Products
 2.     Retail Lending Schemes
 3.     Agriculture Schemes
 4.     MSME Schemes
 5.     Govt. Sponsored Schemes
 6.     Priority Sector
 7.     Retail Loan
 8.     Corporate Loan Policy
 9.     MSME Policy
 10.   CGTMSE
 11.   Credit Monitoring Policy
 12.   Valuation Policy
 13.   Recovery Policy
 14.   Non-discretionary Settlement
 15.   OTS (One Time Settlement)- Net Present Value Approach
 16.   Deceased/Missing Person Claim
 17.   Nomination
II.General English (Clerical Level)25
 1.     Parajumble
 2.     Fill in the blanks
 3.     Comprehension
III.Interview25
 TOTAL125

 

PUNJAB & SINDH BANK – BANK PROMOTION EXAM 2024 (CLERK to OFFICER [SCALE-I]):

No.PARTICULARSMarks
I.Banking Law & Legal75
 1.       General Banking
 2.       Circulars
 3.       MSME
 4.       Agricultural
 5.       Retail Products etc.
 6.       Govt. Yojna
 7.       Financial Report
 8.       Latest updates
II.English25
 TOTAL100

 

BANK OF BARODA – BANK PROMOTION EXAM 2024 (CLERK to OFFICER [SCALE-I]):

No.PARTICULARSMaximum MarksMinimum Marks
  SeniorityAll IndiaSeniorityAll India
1Banking Law & Practice161678
2Banking Technology161667
3General Knowledge (last 6 months)101045
5Rural Banking10NA4NA
5Reasoning & Problem-SolvingNA10NA4
6English8834
 TOTAL60602428
 

INTERVIEW

40

       

 

BOB -BANK PROMOTION EXAM 2024 SYLLABUS:

PAPERCONTENTS
Banking law & PracticeThis paper will cover topics such as the Business of Banking; the Constitution of Banks; the RBI Act, of 1934; the Banking Regulation Act, of 1949; the Role of RBI; Regulator of Banks i.e Govt.; Control over Co-op Banks; Regulation by other Authorities, Recovery of Debts due to Banks and Financial Institutions Act, 1993, SARFAESI Act, Banking Ombudsmen Scheme, The Consumer Protection Act, 1986 and CERSAI, Negotiable Instruments Act, 1881, Income Tax law; Commodity Transaction Tax law; Service Tax law etc
Banking TechnologyBaroda Connect (Internet Banking), BOB– Functional Services, Security, Ways to Transfer and Limit Funds through BOB Net Banking, Services Charges of BOB, BHIM Baroda Pay, BHIM Aadhar Pay, Bharat Bill payment system, BOB Gift Card, Baroda Travel Easy Card, Baroda Reloadable Card, Bank of Baroda Fastag, BOB Cash Recycler machine (CR), Bank of Baroda Debit Card, BOB E-lobby, Redressal of Complaints etc.
General KnowledgeCurrent affairs of last 6 months
Reasoning & ProblemThis paper will have Puzzle and Setting Agreement, Syllogism, Blood Relations, Coding and decoding, Input Output, Ranking or Direction or Alphabet Test etc.
EnglishIt will test the Reading Comprehension, Fill in the blanks, Cloze Test, Multiple Meaning or Error Spotting, Para jumbles etc from the examinee.

 

IMPORTANT TOPIC:- Free Mock Test for Bank Promotion

BENEFITS OF WRITING YOUR BANK’S PROMOTION EXAMS 2024

As long as you were working as CLERK, you enjoyed working in your home state. Once got promoted as an Officer, chances are you were posted far from home which in turn took away a large chunk of your salary in the form of Rental, food & travel expenses. And if you have family living with you, then that chunk of your salary would be larger.

So, why should you not be writing the internal promotions exams in 2024 when they have so much to offer? If you need further reasons to sit for your bank’s Promotion exams whichever bank you are working in, then here are some:

  • Prestige: With the rise in your position, you will enjoy higher respect & admiration. And promotion through the merit/fast track makes it more meaningful. After all you will get the promotion based on the knowledge (merit) that you gained during the preparation of these exams.
  • Increment in Salary: Promotion is one way to get a hike in your salary. The increased pay can help you in getting the things you were postponing because your previous payment wasn’t enough. You can even save some for future or emergency use.
  • Allowances: An upward shift to the position of Officer gets you different allowances like Dearness Allowances (DA), House Rent Allowances (HRA), Medical Aid, City Compensatory Allowances (CCA), and many other benefits.
  • Perquisites: These are an extra benefit apart from the regular salary you are going to get. It might include newspaper allowance, medical allowances, and travel allowances i.e for conveyance, house and furniture allowance to maintain the house maintenance and laundry.

Important Topic:- BANK PROMOTION 2024 EXAM STUDY MATERIAL

SYLLABUS OF BANK PROMOTION EXAMS 2024

Almost all banks’ syllabus is one & same to some extent (if we leave the content that relates to the particular bank whose exam syllabus we refer to). The syllabus for Bank Promotion Exams at glance covers the following topics:

  • Banking Related laws include:
  • RBI guidelines/regulations in regard to governing banking, loans and advances etc
  • Types of business organization: 
    • Proprietorship
    • Partnership
    • HUF
    • Companies.
  • Banking Laws and Practices
  • Bank-specific schemes and products such as:
    • MSME Loan Products
    • Retail Loan Schemes
    • Agriculture Loan Schemes
    • Deposit Products Etc.
  • Foreign Exchange, BCSBI, Banking Ombudsman Scheme, RTI Act, 2005, Consumer Protection Act, FEMA, PMLA, and other guidelines governing advances and restrictions thereon.
  • Digital Banking, Money Transfer Service Scheme (MTSS), MICR (Magnetic ink character recognition) / IFSC- Indian Financial System Code / CTS, latest monetary policy, Exposure Norms.
  • Bank Specific topics such as Customer compensation policy, Deposit Products, Retail Schemes, Agriculture & MSME schemes, loaning powers, and IT/ digital banking products.

Important Topic:- BANK PROMOTION EXAMS STUDY MATERIAL

UBI PROMOTION EXAMS 2024

Eligibility

ChannelAs on the last update
State Services ChannelHave completed 3 years of service
All India Services ChannelHave completed 2 years of service

Applicants who were found eligible will get the call letters separately for appearing in the test.

Points to be considered while filling out the test form (belonging to any year):

When you fill-up your Form for registering for your Banks’ Promotion Exam, then you must keep the below points in mind:

  • All fields in the application form are required to be filled in.
  • Ensure that your date of reporting to the present State in the Clerical Cadre is filled in correctly.
  • If you belong to SC/ST category, mention your Caste/Tribe and the State, as per Caste Certificate.

 

UBI PROMOTION EXAMS 2024 (CLERK to OFFICER SCALE-I):

ONLINE TEST: Exam Pattern (State Service Channel)

PAPERParticularsMarksQualifying

Marks*

 State Service Channel [MCQs] (Bilingual)  
1.Practical Banking & Core Banking Solution (CBS)10035
 All India Service Channel [MCQs]  
1.Banking10035
2.CBS/IT10035
3.Commercial Law or Accounting10035
4.English10035
 MAXIMUM MARKS400140
 
 INTERVIEW20

*Minimum Qualifying Marks for SC/ST/PWD will be 30% in each subject.

Note: 

  • Candidates also have the option to choose to give tests on both Commercial Law & Accounting too. 
  • Candidates have to just qualify for the English Paper as its marks will not be counted for ranking purposes.
  • Candidates will get a maximum of 25 marks for Past Service, Experience, Rural Service, Educational/Banking Qualifications, etc.

Read Also:-BANK PROMOTION EXAMS STUDY MATERIAL IN HINDI ENGLISH

Marks for All India / Both Channel candidates:

MARKSFOR:MAXIMUM MARKS
1 markFor each completed year after 10 years of clerical service, as on the Cut-off date 10
2 marksfor each completed year of clerical service in RRB10
Marks for Educational/Banking Qualification
2 marksPost-Graduation10
3 marksLLB/Any of the Diplomas conferred by IIBF
4 marksCAIIB-1 / JAIIB
6 marksCAIIB-11 / CAIIB
 MAXIMUM MARKS25

 

Weightage for State Services / Both Channel candidates:

QualificationWeightageMaximum Weightage
National Diploma in commerce and/or First Degree other than in Music, Painting, sculpture, etc.1 year2 years
Double Degree and/or Post graduation other than in Music, Painting, Sculpture, etc1 year
CAIIB-I / JAIIB1 year1 year
CAIIB-II / CAIIB2 years2 years

 

UBI SYLLABUS for 2024 EXAMS:

PAPERCONTENTS
English
  1. Functional Grammar
  2. Comprehension Et Precis Writing
Commercial Law1. Contract

2. Indemnity Et guarantee

3. Bailment Et Pledge

4. Agency

5. Negotiable Instruments

6. Sale of Goods Et Partnership

7. Bills of Lading Et Letters of Credit

8. Insurance

9. Insolvency

10. Indian Company Law

11. Transfer of Actionable Claim – Provisions relating to Mortgages Et Charges on Immovable Properties.

12. Indian Stamp Act

13. Registration Act

14. Limitation Act

Accountancy
  1. Rules for Journalising 
  2. Adjusting, Closing, Transfer Et Rectification Entries 
  3. Trial Balance, Preparation of Trading and Profit Et Loss Account & Balance Sheet of a sole trader.
  4. Accounts of non-trading concern
  5. Bills of Exchange and the treatment thereof.
  6. Sectional system of Self-balancing Ledgers
  7. Consignment and Joint Venture Accounts
  8. Simple partnership Accounts
  9. Company Accounts – Issue of Shares a Debentures
Practical Banking
  1. Deposits:
    1. Savings
    2. Current Deposits
    3. Term Deposits
    4. NRI Accounts
  2. Banking Operations: Nature of Banking Business
  3. N.I. Act- Provisions: Negotiable Instruments and their characteristics
  4. Service to the Customer – Remittances: Different remittance facilities
  5. Cash Department: Functioning of the Cash Department
  6. Customer Service: Recommendations of Working Group on Customer Service
  7. General: Changing trends in Banking Industry – Income recognition norms –
  1. 8. Important recommendations of the Narasimhan Committee.
CBS / IT
  1. I.T. AWARENESS:
    1. I.T. Security
    2. PC Configuration
    3. Technology-driven products launched by our bank
  2. Core Banking Solution (Finacle) 
  3. General Ledger Module
  4. Customer Accounts
  5. Payment System / Remittance Module
  6. Transaction Posting
  7. Reports